Our Service

We would be delighted to advise you and determine your specific requirements, for example on the following services:

Insurances

Investments

We insure the things the things that mean the most to you. Whether it’s insuring property, persons or your pension provision - we’d like to be there for you. Thanks to many years of experience in the insurance sector, we are YOUR contact partner when it comes to sustainable insurance cover.

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Today more then ever, it is important to make targeted investments. Whether these are investments with banks, in precious metals or an insurance policy, we would be happy to help you find what’s right for you.

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Real Estate & Financing

Are you looking for a private home or would like to rent out property, in Switzerland or abroad? Are you looking for a building plot or commercial premises, or do you want to acquire purchase licences? Our vast network can help you find apartments, single or multi-family homes or villas to suit your tastes and needs. We will estimate the value of your object, plan and supervise the sale, conduct negotiations and handle all the administration work. We can also help you find the right mortgage for your property.

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Experience & Foresight

Why Z&W?

Z&W. Josef Zurkirchen & Nico Wiatrowski. Wir sind Ihr Partner mit langjähriger Erfahrung für eine lösungsorientierte Beratung.

With over twenty years of experience in the service sector, we know that trust is the key factor, especially for insurances, property and financial investments. 

We want you to place your trust in us as your reliable partner in a range of questions. 

We want to earn your trust – through fairness, transparency and a lasting commitment to your concerns.

We work with a handpicked group of recognised experts. 

Your advantage: With us, you have a partner who really attends to your needs.

Many of our customers are asking themselves questions in the following areas:

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  • Retirement: “What do I need to think about when retirement is approaching?”
  • Buying and selling a house: How can I achieve the best possible price when buying or selling a property.
  • Starting a family: How can a protect the welfare of my family if … ?
  • Divorce: How will the divorce affect my old age pension?

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We ask you the right questions and - together with you – find the best solution for your concerns!

Our Competence

Your key to success

Your Z&W-Team

Z&W. Josef Zurkirchen. Zürich. Ihr Partner mit langjähriger Erfahrung für eine lösungsorientierte Beratung.

Josef Zurkirchen

“After over 20 years in the branch, I have extensive specialist knowledge and substantial practical experience. This helps me to understand my customers’ needs and find the right solution for them.”

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Since September 2016

  • Partner Z&W management consultant

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January 2016 – August 2016

  • Titular General Agent at ZURICH Versicherungen

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April 2004 – December 2015

  • General Agent at ZURICH Versicherungen

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July 1996 – March 2004

  • Principal Agent at Alpina Versicherungen

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December 1982 – June 1995

  • Private and corporate client consultant, organisation inspector at Baloise Group

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Please contact me at any time:

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Nico Wiatrowski

… because all good things start with a conversation!

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Since September 2016

  • Partner Z&W management consultant

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Since January 2018 (until September 2019)

  • Training: Federal Diploma of Real Estate Marketing at the Swiss Real Estate School

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April 2018

  • Diploma: Assistent Real Estate Marketing SVIT of the Swiss Real Estate School

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2015 – 2016  

  • Team leader in provision department for ZURICH

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2011 – 2015

  • Private client consultant specialised in provision for  ZURICH

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2008 – 2011

  • Client consultant for Credit Swiss in Zurich

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Contact me directly by email: 

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Z&W. Nico Wiatrowski. Zürich. Ihr Partner mit langjähriger Erfahrung für eine lösungsorientierte Beratung.

Where you find us

Z&W-Office

Z&W-Office

Zollikerstrasse 20 

CH-8008 Zürich 

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Josef Zurkirchen 

Mobile +41 79 334 19 74 

Phone +41 43 960 31 70

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Nico Wiatrowski 

Mobile +41 79 843 01 34 

Phone +41 43 960 31 71

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