Our Service

We would be delighted to advise you and to determine your specific requirements, for example on the following services:

Insurances

Investments

We insure the things that mean the most to you. Whether it’s insuring property, personal insurance or your pension provision – we are there for you. Thanks to many years of experience in the insurance sector, we are the perfect contact partner when it comes to sustainable insurance cover.

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Today more than ever, it is important to make targeted investments. Whether they are investments with banks, investments in precious metals or insurance policies; we are delighted to help you find what’s right for you.

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Real Estate & Financing

Are you looking for a private home or would you like to rent out property, in Switzerland or abroad? Are you looking for a building plot or commercial premises, or do you want to acquire purchase licences? Our vast network can help you find apartments, single or multi-family homes or villas to suit your desires and needs. We will estimate the value of your object, then plan and supervise the sale, conduct negotiations and handle all the administration work. We can also help you find the right mortgage for your property.

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Experience & Foresight

Why Z&W?

Z&W. Josef Zurkirchen & Nico Wiatrowski. Wir sind Ihr Partner mit langjähriger Erfahrung für eine lösungsorientierte Beratung.

With over twenty years of experience in the service sector, we know that trust is the key factor, especially for insurances, property and financial investments. 

We want you to place your trust in us as your reliable partner in a range of questions. 

We want to earn your trust – through fairness, transparency and a lasting commitment to your concerns.

We work with a handpicked group of recognised experts. 

Your advantage: With us, you have a partner who really attends to your needs.

Many of our customers have questions to the following topics:


  • Retirement: “What do I need to think about when retirement is approaching?”
  • Buying and selling a house: How can I achieve the best possible price when buying or selling a property?
  • Starting a family: How can I protect the well-being of my family, if …?
  • Divorce: How will divorce affect my retirement pension?


We can help you ask the right questions and – together with you – find the best solution for your concerns!

Our Competence

Your key to success

Your Z&W-Team

Z&W. Josef Zurkirchen. Zürich. Ihr Partner mit langjähriger Erfahrung für eine lösungsorientierte Beratung.

Josef Zurkirchen

“After over 20 years in the branch, I have extensive specialized knowledge and substantial practical experience. This helps me to understand the needs of my customers and to find the right solution for them.”


Since September 2016

  • Partner Z&W management consultant


January 2016 – August 2016

  • Titular General Agent at ZURICH Versicherungen


April 2004 – December 2015

  • General Agent at ZURICH Versicherungen


July 1996 – March 2004

  • Principal Agent at Alpina Versicherungen


December 1982 – June 1995

  • Private and corporate client consultant, organisational inspector at Baloise Group


Please contact me anytime:

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Nico Wiatrowski

… because all good things start with a conversation!


Since September 2016

  • Partner Z&W management consultant


Since January 2018 (until September 2019)

  • Training: Federal Diploma of Real Estate Marketing at the Swiss Real Estate School


April 2018

  • Diploma: Assistant Real Estate Marketing SVIT of the Swiss Real Estate School


2015 – 2016  

  • Team leader in provision department for ZURICH


2011 – 2015

  • Private client consultant specialised in provision for ZURICH


2008 – 2011

  • Client consultant for Credit Suisse in Zurich



Contact me directly by mail: 

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Z&W. Nico Wiatrowski. Zürich. Ihr Partner mit langjähriger Erfahrung für eine lösungsorientierte Beratung.

Where you can find us

Z&W-Office

Z&W-Office

Zollikerstrasse 20 

CH-8008 Zürich 

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Josef Zurkirchen 

Mobile +41 79 334 19 74 

Phone +41 43 960 31 70

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Nico Wiatrowski 

Mobile +41 79 843 01 34 

Phone +41 43 960 31 71

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